Eligibility for Star Cancer Care Gold
Age at Entry: 5 months and 65 years (who have already been diagnosed
with Cancer Stage 1 or Stage 2)
Policy Term: 1 year
Pre-acceptance Medical Check Up: No requirement of pre acceptance Medical Check Up. (Enough to submit previous medical records including latest treatment details with the proposal form)
Sum Insured to select options: Rs. 3 Lakh and Rs. Lakh
Expenses covered under Section 2 and Section 3
- Room Rent: Single Standard A/c, Nursing expenses, Boarding
- Surgeon, Medical practitioner, Anesthetist, Consultants, Specialist Fees
- Anesthesia, Oxygen, Blood, Operation Theatre cost of charges, Medicines and drugs
- For Emergency Ambulance charges for transporting the patient (Insured person) to the hospital
- up to a sum of Rupees 1500/- per hospitalization and Rupees .2000/- max per policy period
- Pre hospitalization: Medical expenses up to 30 days before the the
- date of admission for treatment
- Post hospitalization: Medical expenses up to 60 days patient after
- discharge from the hospital
- All types day care treatments
Co Payment of Star Cancer Care Gold Policy
- 10% co-pay applicable for every claim under Section 2
- and 3 for above 60 years applicable for renewal also.
- Age is up to 60 years during the policy first inception then no co payment for the treatment
Waiting Periods of Star Cancer Care Gold Policy
Section 1: 30 months waiting period eligible for treatment after waiting period for claim
under this section
Section 2 and Section 3: only 30 days waiting period (Not for accidents)
24 months waiting period for specified diseases, illness and treatments
Pre Existing Diseases: 48 months waiting period.
Exclusions of Star Cancer Care Gold (Applicable for Section 2 and Section 3)
- Treatment for Cancer and Cancer related ailments.
- Circumcision, Frenuloplasty, Preputioplasty, Preputial Dilatation and Removal of
- SMEGMA
- Inoculation or Vaccination (except for post–bite treatment and for medical treatment
- for therapeutic reasons)
- Congenital External Condition / Anomalies / Defects
- Dental treatment or surgery unless necessitated due to accidental injuries and
- requiring hospitalization. (Dental implants are not payable)
- Convalescence, general debility, run-down condition or rest cure, Nutritional
- deficiency states.
- Psychiatric, mental and behavioral disorders.
- Intentional self injury
Tax Benefits Star Cancer Care Gold Policy
Tax benefits: Payment of premium towards star cancer policy eligible for under Section 80D of the Income Tax Act 1961.
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