for Students

Insurance is need, not luxury. You need insurance...

The fast pace of the present day world has not only strengthened us with technical advancement,but also exposed us to a higher degrees of dangers in various walks of life.The younger generation is more susceptible to such risks and we, at STAR, feel it necessary to cover the students with a protective shield to take care of such eventualities.

STAR's Student Care provides for payment of compensation following Death and Permanent Disablement (PD),Hospitalization expenses, Education Grant suffered due to injuries sustained by the Insured Person anywhere in the world.

Star Student Care Insurance Policy is available separately for School and for College students.
Who can take this student health insurance?
Students can be covered between the age of 3 years and 18 years under SCHOOL STUDENT CARE INSURANCE & between the age of 15 years and 25 years under COLLEGE STUDENT CARE INSURANCE
Schools, Colleges and other Research institutions can avail the policy
Sum Insured for Basic Cover (Death and Permanent Disability):
School Students - Rs.50,000/-
College Students Rs.1,00,000/-
The sum insured can be increased in multiples of Rs.10, 000 up to a maximum of Rs.1, 00,000 at an additional premium of Rs.0.60 per mille
Student Care Benefits
Accidental death
Permanent total disability following an accident
Additional Benefits of the student insurance policy
Hospitalization cover for Rs.5000/- is available under all student care insurance following an accident. This includes a limit of out-patient treatment of Rs.1000/- for School students and Rs.2000/- for College students
Educational grant to students is available in case of death or permanent disability of the earning parent / guardian up to Rs.5000/- for a school student and Rs.10, 000/- for a college student. This amount can be availed once during the policy period

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When purachsaing any mediclaim or health insurance plan always look for following things:

1) Cashless hospital network in your locality (more the hospital the better it is).

2) Quality of hospitals covered under cashless network.

3) Exclusions of your health insurance plan.

4) Are there any cappings in your policy.

5) Who will support you in case you need to file any claim in emergency.

6) Do visit your local hospitals listed in your policy to ensure cashless facility is given.

7) Always take your policy from your local advisor, as they are more sensitive towards you and will be helpfull in case of emergencies as compared to any of the customer care desk executive.

for Students