Joint Family Mediclaim

Insurance is need, not luxury. You need insurance...

If yours is a JOINT UN-DIVIDED LARGE FAMILY then this category of health insurance suits you best.

This is a one-of-its-kind Health Insurance plan, which caters to the needs of the Indian joint family. You can cover for up to 14 relationships with individual sum insured for each member + floater sum insured that can be used by any of the family members.

This plan best suits for registered HUFs where they could also get benefit Section 80(D) if Income Tax Act.

What Does It Provide ::

  • In-patient Care (Hospitalisation)
  • International Treatment support for Specified Illnesses
  • Insured can avail treatment abroad for 9 specified critical illnesses.
  • Consultation and diagnostic tests
  • Consultation and Diagnostic Tests Carry Forward
  • Emergency Medical Evacuation and Hospitalization
  • Pre & Post Hospitalization Medical Expenses
  • All Day Care Treatment Covered
  • Maternity Benefits
  • Newborn Baby
  • Childcare benefits
  • We cover specified vaccination expenses for insured children until they have
  • completed 12 years. We also cover consultation for nutrition and growth provided to the child during a visit for vaccination.
  • Vaccination Cover
  • Any Age enrollment
  • Health Relationship Program
  • Tax Benefit
  • Direct Claim Settlement
  • Assured Policy Renewal for Life
  • Cashless Facility
  • Cashless approval within 4 hours: we provide cashless approval within 4 hours, at a network of quality hospitals.
  • Organ Transplant
  • Medical expenses for an organ donor’s treatment for harvesting of the organ are covered.
  • Domiciliary Treatment
  • Emergency Ambulance
  • Health check-up expenses on every renewal
  • Renewal Bonus @ 10% of SA for every renewal upto certain limit.
  • Also it gives you benefit of INDIVIDUAL + FLOATOR SUM ASSURED

Following Options Are Available:

Joint Family Mediclaim